Hey! Let's game the system!

As the rules become clear, the opportunities to push personal responsibility onto the foolish and gullible taxpayers also come to light.

If you don't have a major or chronic illness, forget buying insurance under the new national health care system. Save your money for when you really need it!

Brilliant, easy-to-understand, and mercifully short explanation of how to save thousands of dollars a year in medical expenses now that the government is here to save us all.

What's the word for this?

Oh, yes! "Moral hazard."